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Uber & Rideshare Accidents.
Ridesharing services such as Uber have gained significant popularity lately, offering a convenient and cost-effective option compared to regular taxis or public transit. Nevertheless, similar to any other vehicle on the road, Uber cars can—and often do—experience accidents. If you are injured as a passenger in an Uber accident, it is essential to consult an Uber accident lawyer like Brian Brunson to figure out who is responsible for your injuries.
Obtaining Settlements from Rideshare Accidents
Many accident victims might think about suing ridesharing companies like Uber or Lyft, given their success and resources. However, it’s important to know that drivers for these companies are usually classified as independent contractors. This classification often shields the ridesharing companies from being held liable for accidents. In most situations, if a lawsuit occurs, it targets the driver rather than the rideshare company. Typically, the rideshare company is not seen as legally accountable for the accident.
You may also know that Uber has a $1 million insurance policy, but that doesn’t guarantee you’ll receive that full amount if you’re in an accident with one of their drivers. Both Uber and Lyft offer insurance policies that vary in the types and levels of coverage based on the driver’s status during the incident.
Uber Insurance Policy
Uber has a liability insurance policy worth $1 million that protects passengers from the time they get into the car until they leave at their destination. This amount of coverage is much greater than the minimum needed for personal vehicles in many states.
This $1 million liability coverage is only in effect from the moment the Uber driver accepts a ride request until the passenger leaves the vehicle. While the driver is logged into the Uber app and waiting for a ride request, Uber offers reduced liability limits. If the app is turned off, the driver must rely on their personal auto insurance policy.
- $1 million in third-party liability coverage for each incident. This helps pay for the Uber passenger’s medical costs and other damages if the Uber driver is responsible for the accident.
- Uninsured/underinsured motorist bodily injury coverage is available. This means that if another driver causes the accident and lacks insurance or has insufficient insurance, it will cover the passenger’s medical bills and other damages.
- Contingent comprehensive and collision coverage comes into play if the Uber driver has their own personal comprehensive and collision coverage. Uber’s policy will cover any physical damage to the Uber vehicle during a trip, no matter who is at fault.
You Need an Attorney Who Knows How To Deal With Rideshare Accidents
Accidents that happen with rideshare services can be way more complex than regular car accidents. Often, the driver’s personal insurance might reject your claim, and the insurance from the rideshare app could do the same. While you’re trying to handle your injuries and the growing medical expenses, you might also be dealing with a serious injury that stops you from returning to work. When you’re up against challenges like these, it’s crucial to get assistance from a personal injury lawyer who knows how to navigate various car accident cases.
The Law Office of Brian Brunson is ready to assist you with the process of filing a claim after a rideshare accident. We will examine the specifics of your incident and create a legal plan that highlights the strong points of your case. Additionally, we will carry out an investigation to determine who is responsible.
If you’ve been in a Uber, Lyft, or rideshare vehicle accident, contact the Law Office of Brian Brunson, PLLC. Our knowledgeable team will help assess your case and determine how to best help you.
