What To Do If the Other Driver Says You Caused the Accident
After a car crash, insurance companies conduct detailed investigations to determine who is at fault. Being wrongly accused of causing an accident can really weigh you down, both emotionally and financially, leading to unexpected costs and possibly higher insurance rates. Understanding how insurance companies decide who is at fault after a car accident can help you figure out what to do if you want to dispute their ruling. With the right legal help, you have a good chance of successfully fighting against an incorrect fault assessment.
How is fault determined?
Insurance companies have the job of figuring out who caused an accident by doing initial assessments. They look at different types of evidence like police reports, what the people involved say, and accounts from witnesses. After reviewing all this information, they decide how much blame each driver shares, which can affect whether you can get paid for any damages or losses from the accident.
It’s important to remember that insurance companies are really focused on protecting their own money, which means they often try to shift blame onto you. Their goal is to keep their profits high by paying out as little as possible for claims. To avoid unfair costs, drivers need to collect strong evidence to challenge any wrong decisions made against them.
What steps can I take to keep from being wrongly accused?
- Report the incident to the police
- Gather statements from witnesses
- Capture images and videos of the scene
- Document all damage to vehicles involved
- Ask for data on how the accident happened
- Contact the Law Office of Brian Brunson
If you think the insurance company made a mistake in deciding who was at fault, you should definitely speak up and contest their ruling. Start by contacting your insurance provider and officially disputing their conclusion, making sure you have strong evidence to support your case and show that you weren’t to blame.
Should I explain my side to the other driver’s insurance company?
No! In some very unusual situations, it might be okay to talk to the insurance adjuster of the driver who caused the accident. For instance, if that driver clearly caused the crash but hasn’t made a claim or reached out to their own insurance, it could be acceptable. Another case is when the at-fault driver lies about what happened in the accident to their insurance adjuster. This kind of thing happens more often than you might think. It’s important to remember that these insurance adjusters might twist the truth to make it seem like their client wasn’t responsible, even when there’s solid proof that they were.
If you’ve been involved in a car, truck, or motorcycle accident and don’t know where to turn, contact us today!
Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.
We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.
