I was just in a Dallas accident. What should I say to the insurance company?

After a car accident, one of the first things you’ll be advised to do is to share information with the other driver and get in touch with their insurance company right away. Although this step is crucial for filing an insurance claim, it might not be the best decision. It’s better to talk to an experienced car accident lawyer before reaching out to the other driver’s insurance company regarding your injury. This way, you can make sure that your rights are safeguarded during the whole process.

The Insurance Company Wants To Protect Itself, Not You

Reaching out to the other party’s insurance company right after an accident can heighten the risk of your injuries or your role in the incident being misrepresented. Many times, you might not fully understand how serious your injuries are, how your passengers are affected, the potential medical costs, lost wages, or even the level of damage to your car. Insurance companies often attempt to manipulate your claim by asking leading questions or requesting a recorded statement. These tactics can be used against you later in the claims process and might result in your claim being undervalued. To protect your interests, it’s best to only get in touch with the insurance company when your lawyer is there or after you have worked with them to prepare a statement.

The Insurance Company Will Try And Secure Evidence Against Your Claim

Even if you believe it’s obvious that the other driver was responsible for the car accident, it’s best to refrain from speaking with their car insurance company. For example, if you were stopped at a red light or a stop sign and the other driver collided with the back of your vehicle, it may seem evident that they are to blame. However, you should avoid having any discussions with them. If the insurance company figures out that they can’t hold you accountable for causing or contributing to the accident, they will still want to talk to you. Why is that? They are keen on discussing your injuries. Their aim is to collect information that implies your injuries are minor or could have been caused by a different event or circumstance.

The Insurance Company Hopes You’ll Accept Their First Offer

When you don’t fully understand the severity of your injuries or the expenses related to your medical care, it can lead to your claim being valued lower than it should be. Having a lawyer by your side can help you get the medical attention you need and provide you with a better understanding of your injuries and their potential long-term effects. They can also ensure that you receive treatment from the best doctors available. Sometimes, symptoms from internal injuries can show up days or even weeks after an accident.

These are referred to as latent car crash injuries. Issues like traumatic brain injuries, ongoing whiplash, and mental health problems might not be obvious right after the accident, but they can develop into serious conditions if not treated. When you’re working with a lawyer, it’s crucial to be honest about the severity of your injuries and how they impact your everyday life, from your work responsibilities to taking care of your family. These aspects are often ignored, but they are essential in figuring out the right amount of compensation you should receive.

IF YOU’VE BEEN INJURED IN A CAR, TRUCK, OR MOTORCYCLE ACCIDENT, CONTACT US BEFORE SPEAKING TO THE INSURANCE COMPANY.

Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.

We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.