Tips for Dealing With Insurance Companies After a Car Accident
After a car accident in Texas, dealing with an insurance company can be one of the most frustrating parts of the recovery process. Insurance adjusters may contact you quickly, ask questions about the crash, and request information about your injuries and damages. While you may be eager to resolve your claim, it is important to understand that the insurance company’s primary goal is to protect its financial interests.
Speak with Attorney Brian Brunson
If your accident resulted in injuries, disputed liability, substantial property damage, or a complicated insurance claim, consulting with the Law Office of Brian Brunson should be your first step. Brian will communicate with insurance companies on your behalf, evaluate settlement offers, investigate the accident, and help determine what compensation you may be entitled to pursue.
Most importantly, do not feel pressured to accept an insurance company’s first offer or make decisions before you understand your rights. Taking the time to evaluate your claim can help protect your ability to seek fair compensation after a Texas car accident.
Be Careful What You Say
An insurance adjuster may ask you to provide a recorded statement about the accident. Before agreeing, consider speaking with a personal injury attorney. Even seemingly harmless statements can potentially be taken out of context or used to dispute liability or the severity of your injuries.
When discussing the accident, stick to the facts you know. Avoid guessing about what happened, minimizing your injuries, or making statements such as “I’m fine” if you are still experiencing pain or have not been medically evaluated.
Do Not Rush to Accept a Settlement
Insurance companies may offer a settlement soon after an accident. Although receiving money quickly can be tempting, an early settlement may not fully account for your medical expenses, lost wages, property damage, future treatment, and other losses.
Once you accept a settlement and sign a release, you may be unable to seek additional compensation for the same accident. Before accepting an offer, make sure you understand the full extent of your damages.
Document Your Damages
Keep records related to your accident and recovery. These may include medical bills, prescription expenses, repair estimates, photographs of the vehicles and accident scene, correspondence with insurance companies, and documentation of missed work.
Medical records can be particularly important when establishing the nature and extent of your injuries. Follow your healthcare provider’s recommendations and keep appointments related to your accident.
Understand the Insurance Company’s Position
In many Texas car accident cases, the insurance company for the at-fault driver will investigate whether its insured is legally responsible for the collision. The insurer may review police reports, photographs, witness statements, medical records, and other evidence.
The insurance company may also dispute liability or argue that your injuries were caused by a pre-existing condition or another event. Having organized evidence can help establish what happened and the losses you experienced.
CONTACT THE LAW OFFICE OF BRIAN BRUNSON TODAY FOR YOUR FREE CONSULTATION.
Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.
We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.
