What Should I Do If My Auto Accident Insurance Claim Was Denied

If your personal injury claim has been denied by your insurance company or the other party’s, there are a few actions you can pursue. It’s crucial to contest the denial, particularly if the injury was severe and the medical costs were high. Contesting the denial of a claim could involve reviewing the policy’s language or disputing the situation as interpreted by the insurance company. If you’re at odds with the insurance company of another person involved in the accident, it may also require determining who is liable for the incident.

Understand Why Your Claim Was Denied

It’s crucial to thoroughly examine the parts of your policy that discuss benefits and exclusions because the insurance company may have rejected your claim due to a misinterpretation of the information you submitted, which could have led them to think that your injuries aren’t covered. Insurance policies can be really complex, filled with numerous rules and exceptions to navigate. For instance, your car insurance might not provide coverage if you have an accident while running an errand for your employer, as long as it’s deemed part of your job. You might want to think about reaching out to experienced Dallas personal injury attorney Brian Brunson to look into different ways to resolve your claim dispute. Let’s meet up and review the reasons stated in your denial letter, and then we can compare them with what’s outlined in your policy.

You May Be Able to File a Dispute

By taking a close look at your policy agreement and the information given in the denial, we can help you write a letter to contest the denial. In this letter, you can clarify why the claim should not have been turned down. We can review the section(s) of your policy that outline what is not covered to identify where the insurance company may have misunderstood the details. We will make sure that your dispute letter is comprehensive and direct, avoiding unnecessary emotions or irrelevant stories about your claims process. Texas accident attorney Brian Brunson excels at fulfilling these requirements by grasping the policy language, formulating a solid argument, and addressing the reasoning behind the denial.

You may Be Able to File a Complaint

In certain situations, insurance companies may engage in dishonest practices. This indicates that the insurance provider could be deliberately trying to evade paying your claim. If you suspect that your insurance company is not behaving in good faith, seeking legal help might be necessary. If the insurance company keeps rejecting your claim or you think they are acting in bad faith, you can reach out to your state’s insurance regulator. Every state has a department that monitors insurance companies to ensure they follow the law. Submitting a complaint can help tackle unfair practices and may encourage the insurance company to reassess your claim.

IF YOU’RE INSURANCE CLAIM HAS BEEN DENIED, CONTACT THE LAW OFFICE OF BRIAN BRUNSON TODAY.

Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.

We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.