What To Do If You’ve Been Involved in an Uber Accident

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Dallas Personal Injury Attorney Brian Brunson is DBest

Ridesharing services such as Uber have gained significant popularity lately, offering a convenient and cost-effective option compared to regular taxis or public transit. Nevertheless, similar to any other vehicle on the road, Uber cars can—and often do—experience accidents. If you are injured as a passenger in an Uber accident, it is essential to consult an Uber accident lawyer like Brian Brunson to figure out who is responsible for your injuries.

Uber’s Insurance Policy

Uber has a liability insurance policy worth $1 million that protects passengers from the time they get into the car until they leave at their destination. This amount of coverage is much greater than the minimum needed for personal vehicles in many states.

This $1 million liability coverage is only in effect from the moment the Uber driver accepts a ride request until the passenger leaves the vehicle. While the driver is logged into the Uber app and waiting for a ride request, Uber offers reduced liability limits. If the app is turned off, the driver must rely on their personal auto insurance policy.

  • $1 million in third-party liability coverage for each incident. This helps pay for the Uber passenger’s medical costs and other damages if the Uber driver is responsible for the accident.
  • Uninsured/underinsured motorist bodily injury coverage is available. This means that if another driver causes the accident and lacks insurance or has insufficient insurance, it will cover the passenger’s medical bills and other damages.
  • Contingent comprehensive and collision coverage comes into play if the Uber driver has their own personal comprehensive and collision coverage. Uber’s policy will cover any physical damage to the Uber vehicle during a trip, no matter who is at fault.

If Another Driver Hits the Uber You’re In

In certain situations, you might find yourself involved in an Uber accident caused by another driver. If that driver is responsible, their personal auto liability insurance usually takes care of your injuries and damages. This applies to someone who is using a ride-sharing app on their mobile device. However, it’s important to note that not every driver has insurance, and some may have coverage limits that are insufficient to fully address your medical costs and other damages.

This is the point at which Uber’s uninsured/underinsured motorist coverage becomes relevant. If the driver responsible for the accident lacks insurance or has insufficient coverage, you can submit a claim against Uber’s UM/UIM policy to help pay for your remaining damages, which can be as much as $1 million. Attorney Brian Brunson is available to guide you on the most effective steps to take, depending on the unique details of your situation.

If Your Uber Driver Causes an Accident

If the Uber driver is responsible for the accident, Uber’s liability insurance should take care of your medical bills, lost income, pain and suffering, and any other damages. You would need to submit a claim to Uber’s insurance rather than the driver’s personal auto insurance.

One possible issue is if your damages go over $1 million. In that situation, you might have to file a personal injury lawsuit against the Uber driver to get more compensation. However, Uber mandates that all its drivers have personal auto insurance, so the driver’s policy could offer extra coverage in addition to what Uber’s policy provides.

Can You File a Lawsuit Against Uber?

Typically, you can’t take legal action against Uber for damages after an accident. This is due to the fact that Uber views its drivers as independent contractors rather than employees of the company. Keep in mind that each situation is different, and the regulations regarding rideshare accidents can be complicated. Don’t attempt to handle the legal process by yourself. Collaborate with an Uber accident lawyer to safeguard your rights and enhance your likelihood of obtaining complete compensation for your injuries and damages. It’s advisable to consult with Attorney Brian Brunson regarding your particular case.

IF YOU’VE BEEN INJURED IN AN ACCIDENT INVOLVING AN UBER OR LYFT, CONTACT THE LAW OFFICE OF BRIAN BRUNSON TODAY.

Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.

We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.

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