When Should You Decline An Insurance Company’s Offer

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Car Wreck Lawyer Brian Brunson - Dallas Personal Injury Lawyer

When an insurance company makes an offer to settle a claim, they are essentially offering to pay for the expenses and losses related to an injury. By accepting this offer, you are agreeing to close the case. As part of the settlement process, you will need to sign a waiver releasing the insurance company from any further legal action in case you feel the settlement is insufficient in the future.

People often wonder, must you agree to the initial offer from an insurance company? The response is, you are not obligated to do so. What occurs if you decline a proposed settlement? Brian Brunson, a personal injury lawyer in Dallas, is prepared to assist you in assessing a claim to decide if an insurance settlement will compensate for your accident-related expenses and whether you should refuse or agree to the settlement.

The Insurance Company Is Not On Your Side

Many individuals think that the insurance company of the driver responsible for the accident should pay for their injuries and costs. In principle, this is correct. Nevertheless, insurance companies are businesses that aim to make a profit. It is in their best interest to provide injured individuals with the smallest amount of money possible to resolve claims and safeguard the company’s profits.

Insurance companies frequently employ strategies to reduce the amount of money they have to pay out for a person’s claim. When individuals are in severe car accidents, they might start to feel financially insecure as their medical bills pile up. This can lead to feeling pressured to agree to a settlement offer that is much lower than what is needed to cover all medical costs and other damages.

When You Should Consider Declining The Settlement Offer

There are various reasons why some individuals may choose to turn down an initial insurance settlement proposal. Factors such as the extent of the damages, the adequacy of the compensation offered, and the possibility of receiving a better offer through negotiation can all play a role in this decision-making process. Other reasons might include:

  • The amount being offered is not sufficient.
  • The offer does not compensate for all financial damages.
  • The offer might not include future medical costs.
  • You have not fully recovered from your injuries.
  • You or your attorney feel you are owed more money.

I Want To Reject An Offer. What now?

Negotiating with insurance companies after rejecting an offer can make you feel overwhelmed. The Law Office of Brian Brunson knows the ins and outs of dealing with these types of situations. We can help you navigate the process and make sure you are being treated fairly.  to accept a low offer.

When negotiations fail, we will take legal action by filing a personal injury lawsuit for you. This will put pressure on the insurance company to keep working towards a fair settlement that covers all your losses, or they would have to defend themselves in court. In some cases, a personal injury lawsuit may be the most effective way to make sure you receive the compensation you need to recover from your financial losses.

IF YOU’RE INJURED IN A CAR, TRUCK, OR MOTORCYCLE ACCIDENT, CONTACT THE LAW OFFICE OF BRIAN BRUNSON TODAY.

Named one of the “Best Car Accident Lawyers in Dallas” by Expertise.com, Brian Brunson is Dallas personal injury attorney who is dedicated to helping clients who have suffered a car, truck, or motorcycle injury through the negligent or wrongful conduct of other drivers. In addition, his professionalism is unmatched and the firms’ client reviews speak for themselves.

We proudly serve the Dallas-Fort Worth metroplex and surrounding areas, our office supports the legal needs of a wide variety of clients. Let the Law Office of Brian Brunson be your advocate in your time of need and help you put your life back together. If we can’t win or settle your case, you don’t pay a dime! We know it can be daunting to take that first step after you’ve been hurt. Contact Brian Brunson today via email or call us toll-free at 1-844-41-WRECK. We can help, when no one else will.

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